Premium Consorcio 3 UF automobile insurance:
Theft of the vehicle : Commercial value
If it is included, you will have compensation for the commercial value of the insured vehicle in the event of theft. .
The insurance considers that your car has a total loss if the cost of repairing it after a crash is greater than 70% of the commercial value of the vehicle.
If you have to repair your car after a crash, you can do it in an official workshop of the brand of your vehicle while the warranty lasts.
When this coverage is included, it allows you to have a replacement car if your vehicle needs to be repaired for more than 24 hours, after suffering an accident. This benefit has a daily copayment of $4,000 for the number of days indicated.
The direct material damages that your car, its pieces or parts and accessories may suffer due to overturning or accidental collision with moving or stationary objects, fire, lightning or explosion.
Exclusions :
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Vehicles older than 20 years Vehicles that are intended for the following uses are excluded: o Motorcycles and the like. o Rental Vehicles, leasing and / or rental car. o Vehicles for commercial use for passenger transport (radio taxis, buses, taxis, tourist vehicles, school transport van, etc.) o Vehicles for the Transport of Merchandise and/or chemical, toxic and similar products o Ambulances of any origin. o Tow Trucks. Within the accessories theft coverage, the following is excluded: 1.- Independent accessories such as: detachable radios, radar detector, cell phones, grills, ski racks, bicycle racks, bus seats, antennas of any kind, etc. For removable panel radios, Theft coverage will only proceed as long as the respective panel is provided to the company, at the time of reporting the accident. 2. Wheel covers under pressure or with a steel string with a diameter of less than 1/4 inch.